1. In a medium saucepan, bring sweetened condensed milk and cream to a simmer. Remove from heat, stir in semisweet chips, bittersweet chips, and unsweetened chocolate. Let stand 5 minutes. Whisk until smooth.
2. Meanwhile, melt white chocolate melting wafers according to package directions.
3. Spray cups with cooking spray. To each cup add 3 Tbsp. melted dark chocolate mixture, 1 heaping Tbsp. of the melted white chocolate, and Optional Add-ins, layering, as desired. Insert a cake pop stick or spoon into center of each cup until submerged in chocolate. Cover and refrigerate for 2 hours or until firmly set. Cut away cups with scissors and wrap in desired packaging, such as cellophane gift bags tied with decorative string. Store in the refrigerator for up to 2 weeks.
4. To prepare a single serving of hot cocoa, heat 8 oz. of milk in a microwave-safe mug on high for 1 minute. Stir; continue at 30 second intervals until steaming hot. Stir hot cocoa stick into the milk for 5 minutes or until melted.

Optional Add-ins:

1. For each cup, add about 6 mini marshmallows and 2 Tbsp. of the following for different variations:
2. Peppermint: chopped dark chocolate peppermint cups
3. Cinnamon: chopped cinnamon jelly beans and semi-sweet chocolate chips
4. Caramel: chopped chocolate-covered caramel bits"} 

Each cocoa stick (without Optional Add-ins) contains: 396 calories, 23 g fat, 17 g saturated fat, 0 g trans fat, 17 mg cholesterol, 54 mg sodium, 45 g carbohydrates, 3 g fiber, 41 g sugar, 5 g protein. Daily values: 3% vitamin A, 1% vitamin C, 6% calcium, 12% iron."